I apologize in advance for this post. There is not going to be venting or snark about politics, personal, polemic or otherwise. I haven't found an image of jesus or the virgin mary on my debit card, I'm just pissed off, and wanting to exact petty vengeance via this very small soapbox by adding a single digit to the google returns for "Bank of America Sucks." If you don't want to hear my bitching, don't worry, I've hidden it after the jump.
I could go on and on about the customer serving phone computer blackhole, the end of interpersonal communication or local businesses, but all I want to say is that Bank of America sucks, and here's way too much detail about why:
BOA does suck, and my reasons are small and petty (though they've been adding up since Bank of America swallowed Fleet Bank, a slightly smaller meglomanical, infinitely less suckfull bank). In fact, my reason is very petty $19. That's the overdraft fee I was charged because while Bank of America (and I) slept, the banking trolls determined that my account had insufficient funds for a couple of hours before my payroll direct deposit posted and after a charge of $40.49 posted. Though no representative of Bank of America will tell me what exact times each transaction occurred, they assured me that they know that the bad one came first, and that even though they have no specific record of it, they can assure me that I had a negative balance... for an undetermined period of time.
Ok, you say, it's a technicality, but I did overdraw my account. Shame on me for my irresponsibility. I do have further reason for annoyance. I have two other accounts with the same omniscient meglomanical bank. Both had plenty of funds to cover $40.79. I was told that both were linked to my checking account - that all three accounts were happily linked. But apparently that reassurance was meaningless because I opened one account in one state and another in another. (that sentence makes more sense than it seems to... really - I reread it.). So even though I had plenty of money in different accounts, the bank did not cover my transaction because... well, I don't know. I didn't say the magic word... i didn't say pretty please? Perhaps they assumed I wouldn't want to deplete one account for the other. That I was mad at the one account, and wanted to punish it. Maybe I was feeling generous, and meant to give BOA that fee as a tip.
Other BOA Haters: